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Web.com Small Business Tip of the Day: Know Your Financing Alternatives
current events, Finance, Getting Advanced

The good news is small business loan approvals at big banks are up. Banks have made great strides to make the loan application process easier and are definitely spreading the word they’re loosening their purse strings. In the meantime, however, financing alternatives such as credit unions and small banks had already stepped in to fill the gap big banks left while the economy was in turmoil.Unfortunately, credit unions have a lending cap of 12.25 percent of their assets, which means many have already hit their limits on loans to small businesses. Read more…

    Web.com Small Business Tip of the Day: Small Exporters Rejoice
    Finance, Getting Advanced, Home Page Blog

    International trade declined dramatically during the recent economic slump, according to a new report released by the SBA’s Office of Advocacy.  The report, The Impact of Credit Availability on Small Business Exporters, examined the relationship between credit conditions and small business exports. Credit tightening is one reason for the dramatic drop in exports (14 percent) between 2008 and 2009, and small businesses were affected the most. Read more…

      Venture Capital Forecast: Good News for Software Firms, Not So Much for Others
      current events, Finance, Getting Advanced
      Venture Capital Forecast: Good News for Software Firms, Not So Much for Others
      10 May 2013

      What’s the state of venture capital these days? Continuing a trend that’s been going on for a while now, both the number of VC dollars and the number of VC deals are shrinking, according to the Q1 2013 MoneyTree™ Report from PricewaterhouseCoopers LLP (PwC) and the National Venture Capital Association (NVCA). VC investment for the quarter declined 12 percent in terms of dollars and 15 percent in the number of deals compared to Q4 2012. What’s behind the decline? Venture capitalists are looking for industries where they can quickly become liquid, whether via IPO, merger or acquisition. Read more…

        Should You Turn to Credit Cards for Capital?
        Capacity Building, Entrepreneurship, Finance
        Should You Turn to Credit Cards for Capital?
        1 September 2011

        Small business loans were never easy to come by, and political and economic uncertainty are pushing approval rates are even lower. Even though venture capitalists are practically throwing money at startups, at least 91% of that funding goes to men. Though grants for female entrepreneurs do exist, competition is fierce, and a one-time grant of $20,000 may not be enough to finance your business. Read more…

          The Risk of Not Planning for Living a Long Life
          Empowerment, Finance, Guest Posts
          The Risk of Not Planning for Living a Long Life
          22 August 2011

          No one wants to think (or talk) about retirement. But women entrepreneurs need to face up to this fact: women are at a higher risk of outliving their assets. In the past, a woman’s financial status or security depended largely on her husband or father’s earning power. Read more…

            Make Your Accounting System Do More Than Count Your Pennies
            Entrepreneurship, Finance, Joanna Pineda
            Make Your Accounting System Do More Than Count Your Pennies
            1 March 2011

            I was having lunch with a fellow woman business owner when we got to talking about our 2010 revenues. She said business was up. When I asked here which parts of her business were up, she looked at me quizzically. Read more…

              Your Credit, Your Business and Your Family: Keeping Everything in Order
              Entrepreneurship, Finance, Guest Posts
              Your Credit, Your Business and Your Family: Keeping Everything in Order
              23 February 2011

              As a woman and an entrepreneur, you’ll have some of the same concerns regarding credit and financing as your male counterparts. It is possible, however, that there will also be some unique issues surrounding your business that should be minded very carefully. Among these is the issue of handling your finances as a family so that it doesn’t affect the health of your business. Read more…

                Three Strategies To Position Your Business For The Long-Term
                Capacity Building, Entrepreneurship, Finance
                Three Strategies To Position Your Business For The Long-Term
                20 December 2010

                According to the U.S. Small Business Administration’s Office of Advocacy, a small business is an independent business that employs fewer than 500 employees, and small businesses represent 99. 7% of all employer firms in the country. Because of this enormous reach, small businesses may also be the ones hurt most during the recession. Read more…

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